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Getting Started
Start accepting payments in under 5 minutes. No technical skills required.
1Step-by-Step Setup
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Get your payment wallet
We automatically create a secure wallet for you. All customer payments go here. You can view your wallet address in the dashboard.
Auto-generated on signup
3
Create a payment link or product
Go to Dashboard → Integrate to generate a payment link, or create a product with a fixed price.
Payment Link
Send directly to customers
Embed Widget
Add to your website
4
Share with customers
Send your payment link via email, text, social media, or embed the checkout widget on your website. Customers pay with card, Apple Pay, or ACH.
Credit CardDebit Card🍎 Apple Pay🏦 ACH Bank
Get paid
When a customer pays, funds are in USDC and deposited to your wallet. You can withdraw to your bank or keep it as crypto.
Settlement:Minutes, not days
Frequently Asked Questions
Do my customers need crypto or a wallet?
No. Customers pay with regular payment methods (credit card, debit, Apple Pay, ACH). They never see or interact with crypto. It just looks like a normal checkout.
What are the fees?
We charge a 10% total fee, split between buyer (5%) and seller (5%). No monthly fees, no setup costs, no hidden charges.
How fast do I get paid?
Funds settle in seconds, not days. Once the payment is confirmed, USDC is in your wallet almost instantly.
What is Base?
We use fast blockchain technology for fast payments. It's an Ethereum Layer 2 with the security of Ethereum but much lower fees.
Can I get chargebacks?
No. Once a payment is confirmed on-chain, it's final. This is one of the main benefits — no more losing money to chargeback fraud.
What blockchain do you use?
We use Base, an Ethereum Layer 2 for fast payments. It's fast, low-cost, and secure. Payments are in USDC.
How do I withdraw to my bank?
Go to Dashboard → Payouts. You can withdraw USDC to any wallet or convert to USD via your exchange. (Coming soon: direct bank withdrawals)
Is this legal?
Yes. We operate as a payment processor and comply with applicable regulations. See our Terms of Service and AML Policy for details.
What businesses can use PepPay?
We're built for merchants in industries that traditional processors often reject: supplements, CBD, adult content, digital goods, and more. If you're not sure, sign up and try it.
Do I need to be technical?
Not at all. You can generate payment links with one click. If you want to embed on your site, we provide simple copy-paste code.
Ready to get started?
Create your free account and start accepting payments today.